Tag: investments

Money on my Mind

Why Humans Don’t Want to Save

Research (1) shows that humans are just not programmed to make sound financial decisions. The poor financial decision-making ability of humans can be boiled down to two basic causes: We do not understand basic economics We cannot resist immediate gratification As a result, human saving and retirement accounts will continue to flounder despite the growing […]

March 10, 2011 | 0 Comments More
People pooling money into a piggy bank

Collective Trust vs. Mutual Fund

An increasing number of employees at large companies might have noticed a type of investment option available in their 401(k) plans which looks like a mutual fund – but it isn’t. These investments, known as collective investment trusts (CIT) or collective trust funds, can be much more profitable than mutual funds with similar strategies. It’s […]

November 14, 2010 | 2 Comments More