Category: Saving

Personal Budget Pig

How to Create a Budget

Let’s face it, when most people hear the phrase “create a budget,” thoughts of boredom, exhaustion and drudgery aren’t far behind. The budgeting process most likely earned this stigma prior to the era of personal computing. There isn’t anything fun about sifting through piles of receipts and pecking on a calculator to create a paper […]

April 18, 2011 | 2 Comments More
PNC Logo

PNC Virtual Wallet Review

The advent of online banking, which is now provided by a majority of banks and credit unions, ushered in a tremendous increase in efficiency for consumers by reducing time required to manage bank records, balance a checkbook or visit a branch office to execute a transaction. All of your banking information is available in a […]

April 4, 2011 | 14 Comments More
Walmart vs Target

Target vs. Walmart: Who Really Has the Lowest Prices?

Think you’re getting the lowest prices at Wal-Mart? Think again! Wal-Mart, long known for its low prices, appears to be losing its competitive edge to rival store Target. In a recent study, retail consulting firm Customer Growth Partners compared 35 brand-name items sold at Wal-Mart and Target stores in New York, Indiana and North Carolina. […]

March 28, 2011 | 1 Comment More
Money on my Mind

Why Humans Don’t Want to Save

Research (1) shows that humans are just not programmed to make sound financial decisions. The poor financial decision-making ability of humans can be boiled down to two basic causes: We do not understand basic economics We cannot resist immediate gratification As a result, human saving and retirement accounts will continue to flounder despite the growing […]

March 10, 2011 | 0 Comments More
Big Antenna

Watch HD TV for Free

In 2009, I was paying approximately $120 a month for an HD cable package which included “premium” HD sports, concerts and random shows. Were these channels awesome? Oh yes. Was it necessary? Not at all. In fact, having these channels was a complete luxury which I decided I could live without. I made the decision […]

January 31, 2011 | 2 Comments More