Category: Personal Finance
ShopSavvy Barcode Scanner
The ShopSavvy app, which is available on both Android and iPhone, is a price comparison utility which can save you a lot of money every time you shop. The app “scans” product barcodes through the built-in smartphone camera, instantly determines the product name, and compares prices on the internet and around the shopper’s physical location. [...]
Expected 2012 Price Increases and Ways to Pay Less
The new year instills a sense of excitement as we resolve to improve ourselves and anticipate building upon the previous year’s successes. Corporations are also re-assessing their strategies and prices going into the new year, which will effect the consumer in various ways. According to shopping deals news site, dealnews.com, consumers should expect 2012 prices [...]
Virtual Wallet Spend vs. Performance Spend
If you’re about to open a PNC Virtual Wallet account (read my Virtual Wallet review first, to learn the basics), you need to understand the difference between the regular “Spend” account and the “Performance Spend” account. If you do not sign up for the Performance Spend account, you are literally wasting money. Learn the benefits [...]
Retirement Calculators
Even if you’re a twenty-something, just starting to invest in your Roth IRA, it’s important to have at least a simple retirement goal in mind. The famous Yogi Berra said it best: If you don’t know where you’re going, you might not get there. – Yogi Berra Once you know when you want to retire [...]
At What Age Should You Begin Saving for Retirement?
Despite the wealth of financial knowledge available today, there is still a surprisingly persistent question among workers of all ages: “At what age should I begin saving for retirement?” The answer is simple: as soon as possible. There is no age that is “too young” to begin saving for retirement. Initial Investment at Different Ages [...]
Roth IRA Basics
An individual retirement account (IRA) is a catch-all phrase for a type of retirement plan which provides tax advantages for retirement savings in the United States. There are multiple types of retirement plans that fall under this category. However, one of the most recently established, the Roth IRA, has become overwhelmingly popular due to its [...]
Marriott Rewards Premier Credit Card from Chase
If you travel at least once a year, the Marriott Rewards® Premier Credit Card is a fantastic way to save a bundle of money. This credit card is one the best hotel reward cards on the market. In addition to a great signup bonus, it offers multiplied points on all travel-related spending – not just [...]
How to Create a Budget
Let’s face it, when most people hear the phrase “create a budget,” thoughts of boredom, exhaustion and drudgery aren’t far behind. The budgeting process most likely earned this stigma prior to the era of personal computing. There isn’t anything fun about sifting through piles of receipts and pecking on a calculator to create a paper [...]
Account Balance vs Available Balance
When viewing your bank account online, you might have noticed two balances related to your account: “account balance” and “available balance.” Although they sound similar, they are different and need to be understood to avoid unnecessary overdraft fees. Account Balance An account balance, also known as the “current balance” or “ledger balance” is the actual [...]
PNC Virtual Wallet Review
The advent of online banking, which is now provided by a majority of banks and credit unions, ushered in a tremendous increase in efficiency for consumers by reducing time required to manage bank records, balance a checkbook or visit a branch office to execute a transaction. All of your banking information is available in a [...]
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